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Flood insurance and what homeowners need to know

Along the Lake Ontario shoreline the question for many is turning from whether there will be damage to whether insurance will cover the damage.

If the wind does push waves into homes, many will look to their insurance company to help pay for repairs. But here’s the thing, home insurance alone does not cover flooding rom waves, rain, or sewer backups.

Residents need separate flood insurance for that and it’s not always cheap.
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